Looking to secure funding for your startup journey? CoreCatalyst helps founders access business loans and government grants designed for startups and MSMEs. From bootstrapping support to scaling capital, we ensure your funding process is structured, compliant, and investor-ready. With CoreCatalyst by your side, securing capital becomes seamless—empowering your startup to focus on growth and innovation.
Startup Loan Assistance – Guidance in obtaining term loans, working capital finance, and credit facilities.
Equity & Debt Advisory – Support in evaluating equity, debt, and blended funding opportunities.
MSME Loan Support – Assistance with schemes under CGTMSE, SIDBI, PMEGP, and other MSME-focused programs.
Financial Structuring for Growth – Tailored financing solutions for operations, product development, and expansion.
Fuel Innovation Through Startup Loans & Grants with CoreCatalyst
India’s startup ecosystem has grown rapidly, with thousands of ventures seeking capital to scale their ideas. While equity and private funding options exist, many early-stage businesses struggle due to limited collateral and short operational history. To support this gap, the Government of India has introduced dedicated loan and grant schemes—especially designed for startups and MSMEs that often face challenges in accessing traditional credit.
Photographs – Two recent passport-size colour photos
Identity Proof – PAN Card, Aadhaar, Passport, Voter ID, or Driving Licence
Address Proof – Aadhaar, Passport, Driving Licence, Voter ID, or Utility Bill.
Age Proof – PAN Card or Passport
Banking Records – Bank statements from the last 6–12 months
Income Proof – Latest ITR, salary slips, or audited financial statements (as applicable)
Signature Verification – PAN, Passport, cancelled cheque, or bank-attested signature.
IFSC Code Proof – Cancelled cheque or first page of bank passbook
Co-Applicant KYC – Same set of documents required if a co-applicant is involved
| Type of Loan | Description | Repayment Period | Collateral Required |
|---|---|---|---|
| Working Capital Loan | Short-term funds for daily operations, often collateral-free. | Up to 15 years | No |
| Term Loan | Lump-sum financing for expansion or asset purchase. | 12 months to 5–10 years | Varies |
| Overdraft Facility | Withdraw more than the available balance; often backed by FD or asset. | Varies | Yes |
| Letter of Credit | Credit guarantee for suppliers in global trade. | Varies | No |
| Government Loan Schemes | Subsidised loans via Startup India, PMEGP, Standup India, etc. | Varies | Varies |
| Equipment / Machinery Loan | Finance for buying business machinery, often with tax benefits. | Varies | Yes (Equipment) |
| Merchant Cash Advance | Loan against projected card sales; repayments tied to daily revenue. | Tied to credit card income | No |
| Invoice Financing | Borrow funds against unpaid customer invoices. | Varies | Yes (Invoices) |
| Criteria | Details |
|---|---|
| Age Requirement | Applicant must be between 21 and 65 years at loan maturity. |
| Employment Status | Applicant should be self-employed or running a business. |
| Business Structure | Must be a sole proprietorship, partnership, private/public Ltd. company, or LLP. |
| Credit Score | A good credit score (typically 700+) is preferred for approval. |
| Loan History | No past defaults with any financial institution. |
| Annual Turnover | Business turnover should not exceed ₹25 crore (aligned with MSME norms). |
Step 1: Fill in Basic Details
Enter information like loan amount, business age, turnover, city, collateral (if any), and contact number.
Step 2: Accept Terms
Agree to the terms and conditions by checking the consent box.
Step 3: Provide Additional Information
Submit company type, nature of business, annual profit, bank details, ongoing EMIs, and KYC documents (PAN, email, DOB, etc.).
Step 4: Bank Review
A representative will contact you for verification and required documents.
Step 5: Loan Approval & Disbursal
Once approved, the loan is credited directly to your bank account within the given timeline.
At CoreCatalyst, we simplify startup financing by connecting you with the right loans and grants. From MSME schemes to working capital and government programs, we ensure a smooth and stress-free process so you can focus on growing your business.
